Insurance Losses from Natural Disasters Above Ten-year Average – Munich Re  

Overall losses from natural disasters for the H1 2023 of US$110 billion were lower than those in the same period last year (US$120 billion) but are well above the average of US$98 billion over the last ten years, insurer Munich Re has found. Less than 40% of overall losses in the first half the year were insured – evidence of the large insurance gap that persists in many countries for multiple hazards. In the Asia Pacific region, natural disasters resulted in overall losses of approximately US$7 billion, of which roughly US$3 billion was insured. In New Zealand, high losses were caused by flooding following heavy rainfall, as well as Cyclone Gabrielle making landfall. Assets worth some US$4.3 billion were destroyed, of which around US$2.9 billion was insured.  Achim Kassow, Member of the Board of Management of Munich Re, said: “For lower-income countries, new public-private-partnership based risk transfer solutions are urgently needed so that people are not left on their own to deal with the financial consequences of disasters on top of all the humanitarian suffering.” 

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