Fed Consults on Climate Risk Framework for US Banks

The Federal Reserve Board is consulting on a high-level framework for the management of exposures to climate-related financial risks by large US banking organisations. The framework proposes principles that would apply to banking organisations with more than US$100 billion in total assets and address both the physical risks and transition risks associated with climate change. The principles cover six areas: governance; policies, procedures, and limits; strategic planning; risk management; data, risk measurement and reporting; and scenario analysis. The proposed principles are substantially similar to proposals issued by the Office of the Comptroller of the Currency and Federal Deposit Insurance Corporation. The Fed Board intends to work with both agencies to promote consistency in the supervision of large banks through final interagency guidance. Fed Governor Christopher Waller said he disagreed with the premise that climate change poses a serious risk to the safety and soundness of large banks and US financial stability because stress tests show the banks are resilient.

 

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